Insurance AO / LIC AAO Documents Checklist 2026

Stage-wise documents list for Insurance AO and LIC AAO 2026 – from online application and prelims/mains to interview, medical examination and final appointment in public sector insurance companies.

Application → Prelims → Mains → Interview → Medical & DV → Joining
Photo, signature, thumb, declaration, ID, 10th, 12th, graduation, professional degrees, category, EWS, PwBD, ex‑servicemen, NOC & experience proofs

Insurance AO & LIC AAO 2026 – Stage-wise Document Requirements

For Insurance AO and LIC AAO recruitment, candidates upload scanned images of photograph, signature, thumb impression and handwritten declaration at the application stage, then carry admit card and photo ID for prelims and mains, and finally present all original certificates at interview, medical examination and document verification.

Always check the latest notification, information handout and interview/medical call letters of your specific insurer (LIC, NICL, OICL, UIIC, GIC etc.), as those documents contain the final and binding list of acceptable proofs and exact image size rules.

1
Online Application & Uploads

  • LIC AAOInsurance AOScanned Photograph

    JPG/JPEG, typically 20–50 KB, around 200 × 230 pixels, 4.5 × 3.5 cm, light background
    MANDATORY
    Printed on all admit cards and used to identify the candidate in prelims, mains, interview and medical/document verification.

  • LIC AAOInsurance AOScanned Signature

    JPG/JPEG, about 10–20 KB, around 140 × 60 pixels, black ink on white paper
    MANDATORY
    Acts as specimen signature; must match signatures on attendance sheets, interview forms, HR files and bond/agreement documents.

  • Insurance AOLeft Thumb Impression

    JPG/JPEG, usually 20–50 KB, clear left thumb impression as per company handout
    MANDATORY (where asked)
    Used as an extra biometric identifier in many AO recruitments (NICL, OICL, UIIC etc.) in addition to photograph and signature.

  • Insurance AOHandwritten Declaration

    JPG/JPEG, around 50–100 KB, declaration text written by candidate in English
    MANDATORY (where asked)
    Standard declaration that all information is correct and documents will be produced; must follow the exact text and style given in the notification.

  • Basic ID, Academic & Category Details

    Email, mobile, Aadhaar/other ID, 10th, 12th, graduation and professional qualification details, category and PwBD details
    MANDATORY
    Used to check eligibility and reservation; later cross‑verified with original certificates during interview and final document verification.
2
Prelims & Mains Examination

  • LIC AAOInsurance AOPrelims / Mains Call Letter

    Printed A4 copy of prelims or mains admit card for the relevant phase
    MANDATORY
    Shows exam date, shift, centre and roll number; no entry allowed without the correct phase‑wise call letter and matching photo/signature.

  • Original Photo Identity Proof

    Aadhaar, PAN, Passport, Voter ID, Driving Licence, bank passbook with photo etc.
    MANDATORY
    Shown along with admit card to verify identity at exam centre; details should match those entered in the application form.

  • Passport-size Photographs

    2–3 recent colour photographs, similar to uploaded photo
    Used to paste on attendance sheet or admit card if instructed and kept as backup at exam centre.
3
Interview & Document Verification

  • Interview Call Letter & Exam Call Letters

    Printed interview call letter plus prelims and mains call letters (if asked)
    MANDATORY
    Help HR and panel verify that you have cleared earlier stages and link your performance to application and roll number.

  • Printed Online Application Form

    System‑generated application form printout, signed by candidate
    MANDATORY
    All personal, academic and category details declared online are cross‑checked with original proofs; mismatches can lead to cancellation.

  • Proof of Date of Birth

    Class 10/SSLC certificate or birth certificate from competent authority
    MANDATORY
    Final authority for age; age on this certificate must satisfy limits given in AO/AAO notification and match with ID proofs.

  • Educational Certificates & Mark Sheets

    Original and copies of 10th, 12th, graduation (all years/semesters) and degree/provisional; PG or professional qualifications as applicable
    MANDATORY
    Confirm minimum qualification for AO/AAO and, for specialist streams, verify specific degrees like CA, CS, Actuarial or Law.

  • Category Certificate (SC/ST/OBC‑NCL)

    Original caste certificate in Government of India format + self‑attested photocopies
    Required to claim reserved vacancies and relaxations in Insurance AO/AAO; OBC‑NCL certificates usually must be recent as per notification date.

  • EWS Income & Asset Certificate – If Claimed

    Original EWS certificate from competent authority + photocopies
    Mandatory to get Economically Weaker Section benefits if you selected EWS category in AO/AAO application form.

  • PvBD / Disability Certificate – If Applicable

    Original PwBD certificate/UDID card in prescribed government format + copies
    Used to confirm Persons with Benchmark Disability status and related reservation or relaxation for Insurance AO/AAO posts.

  • Experience & Service Certificates – If Any

    Experience letters, appointment letters and relieving letters from previous employers
    Important especially for specialist AO/AAO posts where relevant work experience is required or gives additional weightage.

  • Ex‑Servicemen / Defence Service Documents – If Applicable

    Discharge book, service certificate and other defence service records
    Required for ex‑servicemen candidates to justify reservation and age relaxation claimed in Insurance AO/AAO recruitment.

  • No Objection Certificate – If Employed

    NOC from current Government/PSU/bank/insurance employer
    Shows that your present employer allows you to appear in interview and will relieve you if selected as AO/AAO.

  • Valid Photo Identity Proof

    Original Aadhaar/PAN/Passport/Voter ID/Driving Licence + 2–3 photocopies
    MANDATORY
    Primary ID at interview and DV; all personal details must be consistent with application and certificates.

  • Recent Passport-size Photographs

    8–10 colour photos, matching the style of uploaded photo
    Used on interview sheets, HR forms, service records, ID cards and bond/undertaking documents at appointment stage.
4
Medical Examination & Final Joining

  • Medical Call Letter & Company Forms

    Medical examination call letter, medical report forms and health declaration forms issued by insurer
    MANDATORY
    Used during pre‑recruitment medical check‑up to record test results and confirm fitness for AO/AAO duties.

  • All Original Certificates & ID Proofs

    Full set of originals already verified at interview + any additional health/character certificates required
    MANDATORY
    Re‑checked before issue of final appointment letter to avoid disputes over eligibility or identity after joining.

  • Offer / Appointment Letter & Service Bond

    Appointment letter, service bond/undertaking and joining forms provided by the company
    MANDATORY
    Used to accept AO/AAO posting, agree to bond conditions and create employee records for salary and service benefits.

Insurance AO / LIC AAO Photo, Signature, Thumb & Declaration – Upload Rules

Most insurance AO and LIC AAO notifications use RBI/IBPS‑style image rules; always match the exact values printed in the year’s advertisement and handout.

Document Format Size / Dimensions Common Rules
Photograph JPG / JPEG Typically 20–50 KB, around 200 × 230 pixels, 4.5 × 3.5 cm Recent colour passport‑style photo; light background; 80% face visible; no cap or sunglasses; avoid selfies, filters and heavy shadows; image must be clear and not pixelated.
Signature JPG / JPEG Usually 10–20 KB, around 140 × 60 pixels Sign in black ink on white paper; not in CAPITAL LETTERS; signature must be legible and match across all stages (exam, interview, joining).
Left Thumb Impression JPG / JPEG Often 20–50 KB, square box as per template Left thumb only; take impression with blue/black ink on white paper; ensure complete thumb area is visible and not overly smudged.
Handwritten Declaration JPG / JPEG Around 50–100 KB Write the exact declaration text given in the AO/AAO notification, in English on white paper with black ink, in your own handwriting and not in all caps.

Insurance AO / LIC AAO Documents – Quick FAQs

Common document‑related questions for Insurance AO (NICL/OICL/UIIC/GIC) and LIC AAO aspirants.

Which documents are needed while filling Insurance AO / LIC AAO online form? ›
At online form stage you mainly need scanned photograph, signature, and in many AO forms left thumb impression and handwritten declaration, along with valid email ID, mobile number, identity proof details, full academic record and category/PwBD information if applicable.
What documents must I carry to Insurance AO / LIC AAO interview? ›
For interview you should carry the interview call letter, prelims and mains call letters, application printout, original and photocopies of 10th, 12th, graduation and professional certificates, DOB proof, category/EWS/PwBD or ex‑servicemen certificates, valid photo ID, NOC if employed and several passport‑size photos.
Which documents are checked at Insurance AO / LIC AAO medical and final joining? ›
At medical and joining, companies recheck all original certificates and IDs, collect medical reports and declarations, and complete joining formalities through appointment letter, service bond and HR forms, along with multiple passport photos.